Financial Calculators

Car Depreciation Calculator

Project a car's value over time, with the steeper first-year drop applied separately.

Every figure below is labelled in the currency you pick. Amounts are not converted — enter values in the same currency.

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Value now
What makes up the totalprincipalinterestfeesChange one input and watch which block moves. That is usually more useful than the total itself.

The first year is the expensive one

A new car typically loses 15–25% the moment it is registered, then 10–15% a year after that. Over five years most retain around 40% of their price. Buying at two or three years old skips the steepest part of the curve, which is the largest single saving available in motoring.

The formula

Value = price × (1 − first-year drop) × (1 − annual rate)^(years − 1)

Every result on this page comes from this formula. Nothing is rounded until the final display, so figures match a spreadsheet to the cent.

How to use the Car Depreciation Calculator

  1. Fill in each field with your own figures — the defaults are only there as an example.
  2. The result updates as you type, so there is no button to press.
  3. Check the breakdown under the main result for the supporting numbers.
  4. Use the copy button to take the result with you, or share the link to reload the same inputs.

Car Depreciation Calculator — frequently asked questions

Is this car depreciation calculator free to use?

Yes. Every calculator on the site is free, needs no sign-up, and runs entirely in your browser, so your figures never leave your device.

How accurate is the result?

The maths is exact for the formula shown on the page. Accuracy in the real world depends on your inputs and on assumptions the formula cannot see, so treat the output as a well-grounded estimate rather than a quote.

Can I use it on my phone?

Yes. The page is responsive, weighs a few kilobytes and works offline once loaded, so it behaves the same on a phone as on a desktop.

Focused versions of this calculator

Each of these does one specific job with its own defaults and explanation.

What people search for

This page answers each of these searches. They are the exact phrases visitors use to find the car depreciation calculator.

  • car depreciation calculator
  • depreciation on a new car
  • car value after years
  • how much will my car be worth
  • vehicle depreciation

About this calculator

Written and reviewed by The Samsung Calculator editorial team. Every calculator is written against a published formula, reviewed against at least one independent reference implementation, and dated when it changes.

Last reviewed August 19, 2026 · Calculation runs client-side · No data collected · Report an error